Coverage Overview
Insurance for unoccupied buildings that standard property policies exclude, covering fire, vandalism, and liability during vacancy.
Key Coverage Features
Who Needs This Coverage?
Property owners with buildings vacant for 60+ days due to renovation, sale, or between tenants.
Why Businesses Choose Vesper for Vacant Property Coverage
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
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Specialized insurance for apartment complexes and multi-family residential properties, covering buildings, liability, and loss of rents.
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Liability coverage for commercial property owners who lease their buildings to tenants, protecting against tenant or visitor claims.
Learn MoreGet Coverage
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