MILicensed Insurance Agents

Commercial Insurance for Michigan Businesses

Licensed agents serving Detroit, Grand Rapids, Ann Arbor, and businesses across Michigan.

Protecting Michigan Businesses with Expert Coverage

Michigan is the automotive capital of the world and a state undergoing significant economic transformation. From Detroit's automotive giants to Ann Arbor's technology and healthcare sector, Michigan businesses require specialized commercial insurance solutions.

Michigan's economy is anchored by the automotive industry, with Ford, GM, and Stellantis headquartered in the state. The state is diversifying into technology, healthcare, and advanced manufacturing, creating new commercial insurance needs.

Most Requested Products in Michigan

Commercial General Liability (CGL)
Workers' Compensation
Products Liability
Professional Liability (E&O)
Cyber Liability / Data Breach
Commercial Auto
Equipment Floater
Builder's Risk

Industries We Serve in Michigan

Automotive & Manufacturing

Product Liability, CGL, Workers' Compensation, and Equipment Floater for Michigan's automotive and manufacturing sector.

Technology & Innovation

Technology E&O, Cyber Liability, and D&O for Michigan's growing tech ecosystem.

Healthcare & Medical

Medical Malpractice and Professional Liability for Michigan's healthcare systems.

Construction & Real Estate

CGL, Builder's Risk, and Contractors coverage for Michigan's construction market.

Logistics & Transportation

Commercial Auto, Motor Truck Cargo, and Inland Marine for Michigan's logistics sector.

Michigan Insurance Regulations

What Michigan Businesses Need to Know

Michigan commercial insurance is regulated by the Michigan Department of Insurance and Financial Services. Workers' Compensation is required for employers with 3+ employees or 1 employee working 35+ hours per week for 13+ weeks.

Ensure Your Compliance — Get a Quote

Why Michigan Businesses Choose Vesper

Michigan is home to the 'Big Three' automakers: Ford, GM, and Stellantis

Michigan requires Workers' Compensation for employers with 3+ employees

Ann Arbor is home to the University of Michigan and a growing tech sector

Michigan's manufacturing sector employs over 600,000 workers

Contact Us

Speak with a Michigan Insurance Specialist

Vesper Insurance Group LLC serves businesses across Michigan with licensed agents and access to both admitted and E&S markets.

Get a Quote in Michigan

Ready to Protect Your Michigan Business?

Get competitive commercial insurance quotes from licensed agents who understand the Michigan market.