Cyber Liability / Data Breach
First-party and third-party coverage for data breaches, ransomware attacks, and other cyber incidents, including notification costs, credit monitoring, and regulatory defense.
Who Needs This?
Any business that stores customer data, processes payments, or relies on technology systems.
Cyber Crime / Social Engineering Fraud
Covers financial losses from social engineering attacks, phishing schemes, fraudulent wire transfers, and business email compromise (BEC).
Who Needs This?
Businesses with significant wire transfer activity or financial transaction authority.
Crime / Employee Dishonesty
Protects against financial losses caused by employee theft, embezzlement, forgery, and other dishonest acts by employees or third parties.
Who Needs This?
Any business with employees who handle cash, checks, or financial transactions.
Kidnap & Ransom
Covers ransom payments, negotiation expenses, and related costs arising from kidnapping, extortion, and detention of employees or executives.
Who Needs This?
Companies with executives or employees traveling to high-risk regions.
Active Assailant Coverage
Specialized coverage for businesses against losses arising from active shooter or active assailant events, including property damage, liability, and crisis response.
Who Needs This?
Schools, houses of worship, retail establishments, entertainment venues, and any public-facing business.
Transactional Liability
Specialized coverage for mergers and acquisitions, including representations and warranties insurance and tax liability insurance.
Who Needs This?
Private equity firms, strategic acquirers, and companies involved in M&A transactions.
Representations & Warranties Insurance
Covers losses arising from breaches of representations and warranties made by the seller in a merger or acquisition agreement.
Who Needs This?
Buyers and sellers in private company M&A transactions.