Coverage Overview
Covers ransom payments, negotiation expenses, and related costs arising from kidnapping, extortion, and detention of employees or executives.
Key Coverage Features
Who Needs This Coverage?
Companies with executives or employees traveling to high-risk regions.
Why Businesses Choose Vesper for Kidnap & Ransom
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
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First-party and third-party coverage for data breaches, ransomware attacks, and other cyber incidents, including notification costs, credit monitoring, and regulatory defense.
Learn MoreCyber Crime / Social Engineering Fraud
Covers financial losses from social engineering attacks, phishing schemes, fraudulent wire transfers, and business email compromise (BEC).
Learn MoreCrime / Employee Dishonesty
Protects against financial losses caused by employee theft, embezzlement, forgery, and other dishonest acts by employees or third parties.
Learn MoreGet Coverage
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