Professional Liability (E&O)

E&O

Coverage Overview

Protects professionals against claims of negligence, errors, or omissions in the performance of professional services that result in financial harm to a client.

Key Coverage Features

Claims-made coverage
Defense costs
Prior acts coverage
Worldwide coverage

Who Needs This Coverage?

Consultants, accountants, architects, engineers, real estate agents, and any professional providing advice or services.

Why Businesses Choose Vesper for E&O

Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond

100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks

Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms

Specializing in high-risk commercial sectors that generalist agencies turn away

Dedicated claims advocacy — we stand in your corner when a claim occurs