Coverage Overview
Protects general contractors from financial losses when a subcontractor defaults on their contract obligations, as an alternative to subcontractor performance bonds.
Key Coverage Features
Who Needs This Coverage?
Large general contractors and construction managers with significant subcontractor exposure.
Why Businesses Choose Vesper for Subcontractor Default Insurance
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
Artisan Contractors General Liability
General liability coverage tailored for specialty trade contractors — electricians, plumbers, HVAC, painters, and other artisan trades.
Learn MoreGeneral Contractors General Liability
Comprehensive general liability for general contractors managing construction projects, including subcontractor liability and completed operations coverage.
Learn MoreContractors Pollution Liability
Covers pollution incidents arising from contracting operations, including fuel spills, asbestos disturbance, and mold remediation.
Learn MoreGet Coverage
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