Coverage Overview
The cornerstone of any commercial insurance program, CGL protects your business against third-party claims of bodily injury, property damage, and personal and advertising injury arising from your operations, premises, or products.
Key Coverage Features
Who Needs This Coverage?
Every business that interacts with the public, operates a physical location, or provides products or services.
Why Businesses Choose Vesper for CGL
Licensed in multiple states — serving commercial clients from Georgia and Connecticut to Texas, Virginia, and beyond
100+ years of combined insurance experience across commercial lines, specialty markets, and hard-to-place risks
Access to both admitted and non-admitted (E&S) markets for competitive pricing and broad coverage terms
Specializing in high-risk commercial sectors that generalist agencies turn away
Dedicated claims advocacy — we stand in your corner when a claim occurs
Related Coverage Lines
Products Liability
Specialized coverage for manufacturers, distributors, and retailers against claims arising from products that cause bodily injury or property damage.
Learn MoreLiquor Liability
Protection for businesses that manufacture, sell, serve, or facilitate the purchase of alcohol, covering claims from alcohol-related incidents.
Learn MoreUmbrella Liability
Provides an additional layer of liability protection above your underlying policies, extending coverage limits when a claim exceeds primary policy limits.
Learn MoreGet Coverage
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